otp

This article flies in the face of general consensus. As you're here, you either share this view or you're questioning my sanity and/or logic. Adoption Rates Ultimately, the success of any new technology hinges on the end-user. Trouble is, 2FA isn't new... we've used it in various contexts since

No lengthy article this time folks, just a flow diagram to demonstrate the differences between two-factor authentication and two-step verification. (full size) Why isn't an OTP via SMS a 2nd factor? At first glance, the mobile phone appears to be "something we have" (one of 3 factors necessary